15 Best Instant Loan Apps in UAE for Hassle-Free Loans

loan apps in uae

Key Takeaways

NOTE: The blog and its information are solely for informational and educational purposes. The core purpose of this blog is to share insights about the best loan apps in the UAE. We do not have any affiliations with any bank or financial institution, nor do we endorse any financial institution offering instant loans in the UAE.

Navigate through financial distress with ease with this ultimate guide to the 15 best instant loan apps in UAE.

Crises or financial hiccups never align with your payday, leaving you helpless and vulnerable. During times of financial distress, instant cash loan apps emerge as a reliable financial helpline offering swift and hassle-free access to funds to ease up your financial distress. With so many instant cash loan apps in UAE, it becomes quite difficult for an individual to pick the right one.

Don’t Worry!

In this blog, we have curated a list of the top 15 reliable and trustworthy urgent cash loan apps in UAE, along with their key features and a guide to using them to your advantage.

Before we dive deep into the details, let’s start by explaining what are instant cash loan apps.

Stay informed with our emails fueled by data-driven insights!

What are Cash loan apps?

Cash loan apps or urgent personal loan apps are online service providers that allow individuals to swiftly request and attain loans simply via their mobile devices. Due to aspects such as minimal document requirements, rapid evaluation of an individual’s creditworthiness, and instant amount disbursement, these instant loan apps in UAE have become a go-to option for the working class and expats.


All the apps are developed by one of the best mobile app development services in Dubai and that’s why every loan app mentioned here works flawlessly.

Best Instant Cash Loan Apps in UAE for a Hassle-Free Loan

  1. LNDDO

lnddo loan app uae

Approved by the Financial Service Regulatory Authority LNDDO has emerged as one of the fastest-growing loan apps in UAE, specifically for people looking for an urgent cash loan in UAE. LNDDO offers personal cash loans to individuals and small businesses in the UAE.  If you want some capital for your business, you can hit them up and get a flexible, short-term loan.

Now you might be wondering how fast LNDDO operates, well surprisingly LNDDO processes and disburses loans in just a week without any collateral. All you have to do is fill out a form online and you are more likely than not to get their approval.


  1. FinBin

Labeled as one of the most trustworthy and reliable cash loan apps in UAE, FinBin offers swift and hassle-free personal loans in UAE.  FinBin’s user-friendly interface, fast processing time, and bespoke loan options ranging from funds for emergencies or payment of utility bills have turned it into a preferred choice for personal loans in UAE.

  1. Mashreq:

mashreq uae app

Mashreq can give you approval for an instant loan in just 5 minutes; that’s how fast their urgent cash loan in UAE is. They are the friends you should have around you because they are superfast when you are in need. You can get loans that are 20 times your wage. It’s like they are just handing out gold coins to you.


  1. Emirates NBD:

emirates nbd loan app


Looking to snag a quick cash loan in UAE? Say hello to Emirates NBD, your speedy and one of the best loan apps in UAE, giving the green light within 24 hours. Emirates NBD is owned by the government of Dubai and is one of the most trustworthy and leading financial institutions in the Emirates. Valued at a staggering $3.89 billion, Emirates NBD is all about playing it cool, dishing out loans up to a whopping AED 200,000 for everyone in the sandbox, whether you’re a UAE hotshot or a globetrotting expat. And guess what? The interest rates kick off at a decent 14.99%, so your wallet won’t feel like it’s doing heavy squats. Slide through the repayment scene with up to 48 months on the clock, and handling business is a cakewalk with the Direct Debit System sprinkling a bit of financial fairy dust.

Now, to crash the eligibility party, just make sure you’re at least 21 but not pushing past 65. Wanna dance with the non-salary transfer loans? Better be pulling in around 5,000 bucks monthly. Watch out for the usual suspects on the document front: an application form play, a passport-Emirates ID-visa trio, and flexing your financial muscles with 3-6 months of bank statements and salary certificates. Some banks might ask for a security check – just a little extra safety net.

Talking about costs, interest rates are like a salary vibes match, with a chill 1% processing fee and a 1.25% insurance fee post-approval. It’s like having a friend with benefits – they help you out, and you throw in a bit of fair play. So, ready to roll in some Emirates NBD and keep your wallet smiling?


  1. RakBank:

rankbank loan app uae

Alright, peeps, welcome to the swift and snazzy world of urgent cash loan in UAE, where RakBank steps up as your trusty sidekick, ready to throw you a financial lifeline with loans up to AED 150,000!

So, what makes RakBank the cool cat in the instant loan scene? Well, it’s all about keeping it user-friendly; no complicated salary transfers are needed. They’re dishing out some serious cash, up to AED 150,000, giving you the financial firepower, you crave. Repaying? Piece of cake with Direct Debit straight from your salary account, making the whole process as easy as snagging the last slice of pizza.

Quick approvals, my friend – no more twiddling your thumbs during eternal waiting periods. They keep the financial game fair with competitive interest rates, and you’ve got the freedom to stretch your repayment over a cool 48 months. And get this: with 24/7 phone banking, help is just a call away, anytime, anywhere.

Now, let’s talk about eligibility. RakBank isn’t playing hard to get; they’re throwing the doors wide open to anyone rocking a minimum salary of AED 3000. Whether you’re a UAE VIP, an expat explorer, or a self-employed hustler, RakBank wants you on board for this loan adventure. Just gather up your salary certificate, flash that Emirates ID for ID vibes, and if you’re a self-employed superhero, don’t forget to bring your trade license to the party. Let’s get this loan party started!


  1. Liv Bank:

liv bank app

Are you on the lookout for an urgent cash loan in UAE for those mini-missions? Liv Bank’s got your back, offering loans up to AED 20,000 – the real MVP for your smaller financial quests!

Liv Bank’s vibe is all about keeping it simple and within reach. Need a smaller loan to cover those everyday expenses? Liv Bank’s throwing in amounts up to AED 20,000, like it is confetti at a party. And guess what? You’ve got the freedom to roll with a loan duration anywhere from 12 to 48 months, letting you pick a repayment plan that fits your lifestyle. The interest rate? A chill 8.99% per year – keeping things real, straightforward, and totally manageable.

When you’re in need of a financial hero for those smaller rescues, Liv Bank’s the one you can trust. Whether you’re tackling a giant money mission or just need a bit of cash for the daily grind, these loan apps are like your reliable sidekicks, always ready to roll with you on your financial adventures!


  1. ADCB Hayyak:

adcb hayyak loan app

Picture this: waving a magical wand and getting instant loans in the form of the best loan apps in UAE. Well, that’s the wizardry ADCB Hayyak is bringing to the party. Just press the button that says ‘Borrow’ in the ADCB Hayyak App, and you’re set to spill the beans on your loan needs.

Now, here’s the rad bit: a loan calculator walks you through the choices, letting you cherry-pick what serves your needs. When you are finished, a brand-new ADCB account pops up in a jiffy. And where does the moolah go? Straight into your account.

Time for the superhero twist: do yourself a solid and nudge your boss to shoot your salary over to ADCB each month. No sweat; just drop a confirmation letter, and bam, you’re golden for withdrawals. Your personal loan superhero? ADCB got your back, hooking you up against your salary and that sweet end-of-service pay (gratuity). ADCB is your loan guardian in the modern money game!


  1. Cash Now:

cash now loan app

Alright, in the lightning-fast lane of loans, Cash Now is the big cheese, swooping in to save the day when you need a quick cash loan in UAE. This UAE hotshot of a loan app is a breeze to navigate, giving you the power to throw out an urgent cash loan in UAE requests and snag those funds at warp speed.

Whether it’s a sudden health hiccup, unexpected bills, or just a pressing money situation, Cash Now’s got your back with a chill and hassle-free fix. Imagine this: a couple of taps on your gadget, and the funds are zooming your way, fixing up your immediate money cravings in a jiffy. Cash Now is amongst the best loan apps in UAE for your urgent cash needs!


  1. E& Money:

e&money loan app

In the rad world of getting an online loan in UAE, E& Money is the real MVP, dishing out quick cash loans like it’s nobody’s business. This app keeps it 100 with a breezy application process, letting you slide in those loan requests and score those funds in the blink of an eye.

E& Money’s vibe is all about keeping it chill and hooking you up with cash pronto for whatever life throws your way. Got an urgent need for loan apps in UAE? No sweat. Just roll through the easy steps, and E& Money’s got your back, making sure your cash needs are sorted at lightning speed. Easy-peasy financial vibes, brought to you by E& Money!


  1. Pay-by Mobile Payment:

pay by mobile payment

Ever dreamt of an urgent cash loan in UAE app that seamlessly integrates with mobile payments? Well, say what’s up to Pay-by Mobile Payment, the superhero of loan apps that’s making borrowing a breeze with the magic of mobile payments.

This app? Straight-up convenient. Toss in a loan request, and boom! Instant cash slides right into your mobile wallet. Easy-peasy setup means you’re tapping into that cash flow faster than you can say, “Cash me outside.” The go-to choice for quick cash cravings in the UAE, it’s like having a money-savvy sidekick right in your pocket!


  1. Simplylife:

simplylife loan website

Simplylife is another good app offering urgent cash loans in Dubai, UAE. The platform offers priority call-back service in emergencies; you can SMS ’emergency’ to 2626 for a priority response. SimplyLife doesn’t charge extra fees for early settlement of your loan, and that’s one of its best features. For transferring your salary, you can get a loan of up to AED 500,000 with a flexible time limit of up to four years.


  1. Credy Loan:

credy online loan

Credy is amongst the best loan apps in UAE offering matchless services. It offers a remedy for all your personal loan needs. From education loans to credit financing and even emergency loans, they cater to all of them.

Credy has a smooth application process for urgent cash loan in UAE. You can apply for a loan in a hassle-free manner through this platform. The app is simple and takes just a few minutes to understand and complete the process. You can borrow up to 50,000 AED from Credy, which will be in your account within 24 hours.


  1. Cash U:

cash u online loan

Cash U is amongst the most popular loan apps in UAE. Cash U works under Russian legislation but offers its services worldwide. Russian and other expats find this app easy to use as it offers easy and urgent cash loan in UAE.

A simple app to use, you can get up to AED 30,000 in your account 24 hours after all the process is complete. The app is trustworthy and that’s one of the reasons for its huge popularity and widespread use, not just in Dubai but across the UAE.


  1. IOU Financial:

IOU Financial is one of the best and fastest instant cash loan apps in UAE, with a processing time of just under 3 minutes. The app due to its fast pre-approval process grants personal loans in Dubai, UAE for education, weddings, and emergencies instantly.

Their services are fast, trustworthy, reliable, and responsible and that’s why they have a huge clientele. Small and flexible loans are their prime service and as mentioned before, you can complete the process swiftly to get going. Go for this instant loan app in UAE and get finances for your small business fast and easy.


  1. EZ Money

EZ Money is the last of the loan apps in UAE that we will discuss in this blog. It is amongst the best loan apps that offer quick and instant loans. The best part is that even if you are a visitor in the UAE and not a resident here, you can still apply for a loan. They also offer prepaid cards, bill payment and bitcoin transactions too.

You can swiftly take a loan of up to AED 10,000 from the app and the process is straightforward for anyone to understand.



Final Thoughts

Your friends and family can’t loan you money, right? Fret not; you have a whole arsenal of instant cash loan apps at your service– ADCB Hayyak, Cash Now, and E& Money are your ride-or-die sidekicks.

These cash loan apps in UAE? Total lifesavers, making sure you’re rolling in the cash in an instant.

But hold up; the journey doesn’t stop there.

Ready to transform your ideas into a stunning mobile app? Get started today!

Imagine this: Aun Digital, the internet wizards, going above and beyond to hype up your brand like nobody’s business. We’re not just your run-of-the-mill web designers; we’re the storytellers of your brand, turning pixels into tales that’ll stick with your peeps. So, if you’re ready to level up your digital game, get in touch with Aun Digital our team of mobile app developers in Dubai can help turn your vision into reality.



  • How can I get an instant cash loan in 1 hour without documents in the UAE?

There are several instant loan apps available in the UAE which offer their services in this regard. You can use several loan apps in UAE like Credy, Cash U, FinBin, IOU and EZ Money.


  • What are some other apps like Cash Now in UAE offering instant loans?

There are several other apps like Cash Now offering urgent cash loans in UAE. Some of these include:

  • Cash U
  • Finbin
  • EZ Money
  • IOU Financial
  • Simply Life


  • Is Cash Now legal in the UAE?

Yes, Cash Now is completely legal to use in the UAE and is amongst the best loan apps in UAE. The app utilizes AI technology to evaluate individual creditworthiness, and the its approval time is less than a minute making it one of the fastest and most reliable loan apps for instant cash loans in UAE.


Speak to an Expert


Get In Touch With

Our Experts